The Children’s Health Insurance Program (CHIP) is a state-federal program that provides low-cost health coverage to eligible children and other family members. It’s designed for families who earn too much to qualify for Medicaid but can’t afford private insurance.
Eligibility Requirements:
– Children under 19 years old
– U.S. citizen, national, or qualified immigrant
– Resident of the state where they’re applying
– Uninsured and not eligible for Medicaid
– Family income meets the state’s eligibility requirements
Benefits:
– Comprehensive coverage, including:
– Routine check-ups and immunizations
– Doctor visits and prescriptions
– Dental and vision care
– Inpatient and outpatient hospital care
– Laboratory and X-ray services
– Emergency services
– Some states may offer additional benefits, such as maternity care and mental health services
How to Apply:
– Online through the Health Insurance Marketplace
– By phone: 1-800-318-2596 (TTY: 1-855-889-4325)
– By mail: Fill out an application and send it to your state’s Medicaid agency
Costs:
– Low-cost premiums and copays
– Some families may qualify for free coverage
– Costs vary by state and family income